Make a financial plan

    制定一份理財(cái)計(jì)劃

    "Unemployment is not the end of the world, and people get through it," says Thomas Bonito, a financial advisor in Livingston, New Jersey. "The first thing to do is make a list of your assets." Then list all of your liabilities, and begin eliminating expenses you can temporarily live without, such as vacations, entertainment and possibly services like gardening and housecleaning. "Creating a stripped-down budget and being disciplined about sticking to it will increase your confidence," Bonito says, "and that's good for job-hunting."

    新澤西州利文頓的一位理財(cái)顧問(wèn)Thomas Bonito說(shuō)：“失業(yè)不是世界末日，人們會(huì)渡過(guò)難關(guān)。”他說(shuō)：“第一件事就是列出你的財(cái)產(chǎn)。”然后列出你所有的花銷(xiāo)。然后將那些暫時(shí)不需要的開(kāi)銷(xiāo)，例如度假、娛樂(lè)、園藝服務(wù)、房屋打掃服務(wù)這些減去。Bonito說(shuō)：“給預(yù)算‘瘦身’并始終嚴(yán)格遵照?qǐng)?zhí)行的話將會(huì)增強(qiáng)你的信心，這對(duì)求職是有好處的。”

    Don't give up childcare right off the bat

    不要開(kāi)始就放棄幼兒護(hù)理

    You don't know how long you'll be out of work, which makes the childcare decision a tough one. If you have good childcare in place, the consequences of disrupting it may be greater than the financial gain. Is it worth being unavailable to accept freelance or temporary work? How hard will it be to find good childcare again when you get your next job? Finally, consider the benefit of keeping your child's routine constant during a time of uncertainty.

    你不知道自己找到工作還要多久，這讓幼兒護(hù)理成為一個(gè)難題。如果你現(xiàn)在有很好的幼兒護(hù)理，中斷的嚴(yán)重后果可能遠(yuǎn)超過(guò)省下來(lái)的錢(qián)所能擬補(bǔ)的。放棄自由作家、臨時(shí)工作值不值得？如果你找到下一份工作，再找到好的幼兒護(hù)理會(huì)有多難？最后，還要考慮一下在不穩(wěn)定的時(shí)期保證孩子的日常生活所帶來(lái)的好處。

    Sleep in.

    多睡覺(jué)

    If you don't need to get up at the crack of dawn, turn off the alarm clock. Allow yourself the pleasure of an extra hour in bed followed by a slow cup of coffee and a long read of the paper.

    如果你不需要破曉起床，那么就關(guān)掉鬧鐘。給自己多一小時(shí)的睡眠樂(lè)趣；隨后慢慢地喝杯咖啡、讀份報(bào)紙。